what liabilities can and cant be discharged for chapter 7 bankruptcy?

A Chapter 7 bankruptcy is a form of liquidation bankruptcy that individuals can use to eliminate their unsecured debts. The process is fairly simple. The debtor voluntarily surrenders their non-exempt assets and the court uses the proceeds to satisfy the creditor claims. When the bankruptcy is over, the debtor is discharged from any remaining balance on the unsecured debts they were responsible for prior to filing. Liabilities that CAN be discharged through Chapter 7 bankruptcy include unsecured debts, such as credit card bills and medical bills, as well as certain taxes and obligations related to personal injury claims. Liabilities that CANNOT be discharged through a Chapter 7 bankruptcy include student loans, most tax debts, alimony and child support payments, domestic support obligations, and criminal restitution orders, among other items. In addition, debts incurred through fraud or other misconduct will not be discharged. Lastly, most secured debts such as mortgages and car loans cannot be discharged and the debtors are still liable for these.