What is the important point the paper makes?

The important point made by the paper is that gender disparities in financial inclusion are still a major issue. Even though access to financial services has increased over recent years, gender gaps persist around the world. This suggests that policies and strategies targeting women need to be implemented to address this issue. Specifically, the paper calls on governments and the financial industry to provide better access to financial services and support greater financial inclusion for women. Further, it is important to recognize that access to formal financial services can empower women and support greater economic security.