Liability, Medical Payments, and Uninsured Motorists Coverage for a new auto

Liability Coverage: Liability coverage is a type of auto insurance that will cover you if you are found to be legally liable for injury to another person or for damage to their property in an auto accident. This coverage pays for expenses related to medical bills, lost wages, and legal expenses if the other party decides to take legal action. Medical Payments Coverage: Medical payments coverage is a type of car insurance that will cover the medical expenses of a person injured in an auto accident, regardless of who is at fault. It will also cover ambulatory expense, hospital expenses, and even funeral expenses in the event of a fatality. Uninsured Motorists Coverage: Uninsured motorist coverage is also a type of auto insurance that pays for certain damages that you might incur in an auto accident when the other driver has no insurance or carries insufficient insurance coverage. This coverage pays for pain and suffering, and other losses related to bodily injury, when the other driver responsible for the accident is uninsured or underinsured.