From where small farmers borrow money ?

Small farmers generally borrow money from traditional lending sources such as banks, credit unions, savings and loans associations, and agricultural lenders. These lenders offer competitive interest rates and terms, making it easier for small farmers to access competitively priced loans. Additionally, some small farmers may qualify for special loan programs from the U.S. Department of Agriculture, such as the Farm Service Agency, Farm Operating Loans, or Farm Ownership Loans. These programs may offer lower interest rates, longer repayment schedules, and additional eligibility requirements. Lenders may also offer additional loans tailored for specific needs such as production, equipment, or infrastructure improvements or for land acquisition or development.