Deductibles and Coinsurance
dental insurance

Deductible is the amount of money that the policy holder must pay before the dental insurance plan begins to pay for covered services. Coinsurance is the percentage of money that the policy holder is obligated to pay for covered services. For example, if the policyholder has coinsurance of 80/20, the policyholder is responsible for paying 20% of the cost of the dental service minus any deductible.