Consumer Credit Counseling Services

Credit counseling agencies, such as Consumer Credit Counseling Services (CCCS), are organizations that provide counseling and assistance to individuals with credit and financial management. They help people with budgeting, money management, developing spending plans, and getting control of debt. CCCS provide services such as budgeting courses, debt management plans, credit reports, referrals to other services, and more. They can also help individuals deal with financial crises and organize their finances. They do not charge for their services and most are nonprofit, though some for-profit credit counseling services also exist.