An application for an individual heath policy fails to complete the application properly. Before being able to complete the application & pay the initial premium, she is confined to a hospital. This will not be covered by insurance because she has not met

The answer is D. Pre-existing Condition Clause. Although the applicant has not met the Eligibility Clause, Consideration Clause, or Insuring Clause, the pre-existing condition clause is the key reason why the treatment will not be covered by insurance. This clause typically states that any pre-existing medical conditions or treatments that were present prior to taking out the policy will be excluded from coverage. As the applicant was admitted to a hospital prior to completing the application, their condition will be considered pre-existing and not covered.